|
Effective from
8th Jestha 2062 (May 22nd, 2005)
| A. Deposit
: |
%
P.A. |
| 1)
Grihini Bachat Khata |
4.75 |
| 2) Saving |
4.50 |
| 3)
Saving Plus |
4.25 |
| 4)
STD |
3.50 |
| 5)Fixed
Deposit: |
|
| a)
1 Month |
3.50 |
| b)
3 Months |
4.00 |
| c)
6 Months |
4.50 |
| d)
1 Year and above |
4.75 |
| e)
2 Years and above |
5.00 |
|
| B. Loan
and Advances : |
Rate
of Interest * |
| |
%
P.A. |
| 1. Industrial Loan |
|
| a) Working Capital |
10.00 |
| b) Fixed Assets |
10.50 |
| |
|
| 2. Export Loan |
|
| a) Working Capital |
9.00 |
| b) Fixed Assets |
9.50 |
| |
|
| 3. Trade Finance |
|
| a) TR Loan |
8.00 |
| b) Cash Credit |
9.50 |
| |
|
| 4. Hire Purchase |
9.50 |
| |
|
| 5. Home Loan |
9.00 |
| |
|
| 6. Loan against Gvt. Bonds |
7.50 |
| |
|
| 7. Loan against first class acceptable bank Guarantee |
8.00 |
| |
|
| 8. Loan to: |
|
| a) Prior Sector |
10.00 |
| b) Deprived Sector |
9.50 |
| |
|
9. Consortium Loan
|
As per Consortium Decision |
| |
|
| 10. Others |
10.00 |
|
Note:
* Penal Interest will be charged @3.00%
|
