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Interest Rates

Revision of Interest Rates effective from January 6, 2010.

Saving Deposits

S. No.

Particulars

Interest Rates

1.

Normal Saving

5.00%

2.

Saving Plus

6.00%

3.

Grihini Bachat

5.50%

4.

Super Saving Plus

6.00%

5.

NB Saral Bachat Khata

4.00%

6.

Abroad Saving Deposit

5.00%

7.

NB Share Dhani Bachat Khata (NEW)

7.00%

 

Fixed Deposits

S. No.

Particulars

Interest Rates

1

1 Month

4.00%

2

3 Month

4.50%

3

6 Month

6.50%

4

1 Year

7.50%

5

2 Year

8.50%

6

3 Year

9.50%

7

Above 3 Years

10.00%

***For corporate deposit more than Five Million 1 % additional in published rate

Loan and Advances

S.No.

Particulars

Prime Others

1

Deprived

8.50%

10.50%

2

Export Finance

10.00%

12.00%

3

Import Loan

10.00%

12.00%

4

Term Loan

11.50%

13.50%

5

Working Capital Loan

11.50%

13.50%

6

Mortgage Loan

14.00%

16.00%

7

Hire Purchase Loan

 A

Commercial

12.00%

13.50%

B

Personal / Professional

11.50%

13.00%

C

Construction Equipments

11.00%

12.50%

8

Housing Loan

 A

Upto 5 years

12.00%

13.00%

 B

Upto 10 years

12.50%

13.50%

 C

Upto 15 years

13.00%

14.50%

 D

Upto 20 years

13.50%

15.50%

9

Education Loan

15.00%

10

Loan Against FDR of

 A

NB Bank (own )

Plus 2%

 B

Other Banks

Plus 2% or min13%

11

Loan against

 A

Foreign bank's guarantee

11.00%-13.00% (Based on ECA country risk)

 B

Government / NRB Bond

11.00%

 C

Foreign Currency FDR

Plus 2%

12

Other Loan

15.00%

16.00%

13

Consortium Loan

As per the decision of consortium

Note: Penal interest will be charged @3.00% from the expiry date on overdue principal portion of loan and past due interest. Above mentioned rate of Export finance and Import Loan will be applied only in the case of FCY transaction.