|
Revision of Interest Rates effective from December 1, 2011. (Mansir 15, 2068)
Saving Deposits
|
|
S. No.
|
Particulars
|
Interest Rates (P.A.)
|
|
1.
|
Normal Saving
|
7.00%
|
|
2.
|
Saving Plus
|
7.50%
|
|
3.
|
Grihini Bachat
|
7.25%
|
|
4.
|
NB Saral Bachat Khata
|
7.00%
|
|
5.
|
NB Share Dhani Bachat Khata
|
7.25%
|
|
6.
|
Employee Saving Account
|
7.00%
|
|
7.
|
NB Anniversarry Saving Account
|
9.00%
|
| 8. |
Baal Bachat Khata (new) |
8.00% |
Fixed Deposits
|
|
S. No.
|
Particulars
|
Interest Rates
|
|
1
|
3-6 Months
|
7.00%
|
|
2
|
6-12 Months
|
9.50%
|
|
3
|
1 Year and above
|
10.50%
|
|
5
|
2 Years and above
|
11.00%
|
-
Loan and Advances
|
|
S.No.
|
Particulars
|
Prime |
Others |
|
1
|
Deprived
|
11 % - 12 %
|
13 %
|
|
2
|
Export Finance
|
12 % - 13 %
|
14 %
|
|
3
|
Import Loan
|
12 % - 13 %
|
14 %
|
|
4
|
Term Loan
|
14.50% - 15.50%
|
16.50%
|
|
5
|
Working Capital Loan
|
14.00% - 15.00%
|
16.00%
|
| 6 |
Demand Loan |
14.50% - 15.50% |
17.00% |
| 7 |
Contract Loan |
14.50% - 15.50% |
16.50% |
|
8
|
Mortgage Loan
|
16.00% - 16.50%
|
18.00%
|
|
9
|
Hire Purchase Loan |
|
A
|
Commercial
|
14.50%
|
16.00%
|
|
B
|
Personal / Professional
|
14.50%
|
16.00%
|
|
C
|
Construction Equipments
|
14.00%
|
15.00%
|
| 10 |
Housing Loan |
| |
Up to 5 years |
14.00% |
15.00% |
| |
Up to 10 years |
14.50% |
15.50% |
| |
Up to 15 years |
15.00% |
16.50% |
| |
Up to 20 years |
15.50% |
17.00% |
| 11 |
Education Loan |
17.00% |
| 12 |
Loan Against FDR of
|
|
A
|
NB Bank (own )
|
Plus 2%
|
|
B
|
Other Banks
|
Plus 2% or min 15%
|
| 13 |
Loan Against |
| |
Foreign bank's guarantee
(Based of ECA country Risk)
|
13.00% |
15.00% |
|
14
|
Other Loan
|
17.00%
|
18.00%
|
| 15 |
Consortium Loan |
As per decision of consortium. |
Note: Penal interest will be charged @3.00% from the expiry date on overdue principal portion of loan and past due interest. Above mentioned rate of Export finance and Import Loan will be applied only in the case of FCY transaction.
|
Interest Rate