S.No.ParticularsInterest Rate p. a. 
1 Deprived Sector Loan Institutional 5.00 % - 9.00 % 
Others 10.00 % - 12.00 %
2 Export Finance 8.50 % - 10.50 %
3 Trust Receipt (Import Finance) 8.50 % - 10.50 % 
4 Short Term Loan (Import Financing) 9.50 % - 11.50 %  
5 Loan against local LC (Purchase Finance) 10.00 % - 12.00 %   
6 Term Loan 10.00 % - 12.00 %
7 Overdraft / Cash Credit 9.50 % - 12.00 %
8 Demand Loan (Working Capital Financing) 9.00 % - 12.00 %
9 Pledge Loan  10.00 % - 12.00 %
10 Contract Loan 12.00 % - 14.00 %
11 Housing Loan 
  Loan Preiod upto 10 years 9.50 % to 11.50%
  Loan Preiod more than 10 years 10.00 % to 12.00% 
12 Gold Loan 12.00 % to 14.00% 
13 Hire Purchase Loan
  Coverage tie up with mortgage collateral security 10.00 % -  12.00 %
  No coverage / no tie up with collateral security 12.00 % - 14.00 %
  Construction equipments with collateral tie up 11.00 % -   13.00 % 
 14 Personal Auto Loan Brand New Vehicle- 9.50 % - 11.50 %
Used Vehicle - 11.00 % - 13.00 %
15 Mortgage Loan  
  Revolving (Below Rs 5 million ) 11.00 % - 13.00 %
  Revolving (Rs 5 million & Above)  12.00 % - 14.00 % 
  Schedule (Below Rs 5 million )  11.00 % - 13.00 % 
  Schedule  (Rs 5 million & Above)  11.50 % - 13.50 % 
16 NB Professional Loan 12.00 % - 14.00 % 
17 Agriculture Loan* 10.00 % - 11.00 %
18 Education Loan 12.00 % - 14.00 %
19 Margin Lending 10.00 % - 12.00 % 
20 Loan against own FDR Plus 1.50% over FDR rate
21 Loan Against Foreign bank's guarantee 10.00 % - 12.00 %
22 Other Loan / Force Loan 14.00 % - 16.00 %
23 Consortium Loan As  per consortium decision
24 Special product loan As per product paper

*Conditions Apply
*Refinancing Interest rate shall be applicable as per NRB Provision.