|Nature||Revolving & renewable|
|Disbursement||Limit is provided on the account and the borrower can withdraw the amount within limit as per need.|
|Principal Repayment||Full within expiry.|
|Interest repayment||On quarterly basis but prior to the expiry of the facility.
Security: Normally 150% but not less than 100% coverage by the mortgaged collateral security.
Tenure: Maximum one year period.